Did you know that 32% of home buyers did not know the terms of their mortgage loans? This is what got the housing market into a crisis the first place, a few years back. When you are borrowing larges sums of money for a once in a lifetime transaction, please do everyone a favor and read the contracts and obligations very carefully before signing the dotted line.

http://blogs.wsj.com/marketbeat/2009/07/07/goin-back-to-cali-home-sales-in-the-golden-state-are-looking-up/